Ron Quaroni is...
your saskatchewan mortgage professional
Welcome to Ron Quaroni Mortgage
your saskatchewan mortgage professional
Are you ready to be treated like family? As a Mortgage Professional my goal is to get you the best mortgage while keeping the process free from stress and anxiety.
Whether you are a first time home buyer, or building out your rental portfolio, I am there every step of the way! You will want an experienced mortgage professional in your corner when you are making one of the largest financial decisions of your life! Learn more…
Looking to take advantage of a lower interest rate? Do you need to pull out some home equity to help pay off credit cards? Are you looking for the down payment on your next property? Let’s talk, I’d be happy to help you access equity in your home to help make life easier. Learn more…
Did you know that 27% of Canadian mortgage-holders let their mortgage renew without a second thought! Be aware of your mortgage renewal date on your mortgage and be proactive so you have the time to properly seek out the many options and offers available. I’d be happy to save you thousands of dollars! Learn more…
The best thing a home-buyer can do to prepare themselves for an upcoming purchase is to get pre-approved. Have a professional look at your employment, credit and down payment to determine if you’re ready to buy a home. Learn more…
Do you need to access the equity in your home to pay off or eliminate debt? Do you have a big expenditure that you would like to pay a lower rate of interest on? A refinance might be the perfect solution! Learn more…
Ask any good realtor, the first thing you should be doing before you start house shopping is to get pre-approved. A pre-approval is a great opportunity to look at your financial situation and determine your readiness to buy a home. Learn more…
Are you curious how much you could qualify for? Keep in mind this is just a rough idea. A pre-approval gives you the most accurate picture of maximum mortgage amount. Learn more…
With access to over 20 lenders rate is the easy part. Finding a mortgage product that fits your individual needs is where we really see expert advice shine. Learn more…
What OUR clients say about us
GET EXCITED ABOUT MORTGAGE RATES
Rates are not the only thing you should be focused on while choosing your mortgage product. There are many different factors that go into choosing a mortgage product such as long-term flexibility, speed during the closing process, and borrower limitations.
YOU ASK, WE ANSWER
There are numerous questions to be answered about the Mortgage Process. Check out some of the most common questions and their answers.
In 99% of cases it’s completely free! Mortgage Brokers are paid a commission from the lender for facilitating the loan. In extremely rare cases a borrower will need the assistance of a private lender. In these instances a small fee would be charged to the borrower.
With a client first mentality Ron is committed to communication throughout all stages of the mortgage process. He also believes in educating clients so they fully understand the mortgage products they are receiving. This all leads to a 5-star client experience.
In Canada the minimum down payment for a primary residence is 5%. Minimum down payments can vary depending on the borrowers employment status, credit score, and whether or not they are occupying the home. It’s important to remember that in order to avoid Mortgage Default Insurance a borrower will need to have at least a 20% down payment.
A prepayment penalty is a charge your mortgage lender may charge if you break any terms of your mortgage commitment. The penalty typically comes in two forms. A three-month interest penalty or an Interest Rate Differential penalty.
WANT TO LEARN MORE ABOUT SASKATCHEWAN REAL ESTATE?
I’m your Saskatchewan Mortgage Professional based in Saskatoon but serving the Saskatchewan Market. I have a deep passion for finance and helping others. I also am a huge fan of the province of Saskatchewan and the real estate opportunities here. Check out my Youtube page, Social media platforms and website for tonnes of entertaining, educational real estate content!
DO YOU HAVE ANY QUESTIONS?
Broker License: #512150
Brokerage License: #316176
Address: 517 4th Avenue North Saskatoon, SK S7K 2M
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