Welcome to Ron Quaroni Mortgage

your saskatchewan mortgage professional

Welcome to Ron Quaroni Mortgage

your saskatchewan mortgage professional

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ABOUT US

Are you ready to be treated like family? As a Mortgage Professional my goal is to get you the best mortgage while keeping the process free from stress and anxiety.

OUR SERVICES

Purchase

Whether you are a first time home buyer, or building out your rental portfolio, I am there every step of the way! You will want an experienced mortgage professional in your corner when you are making one of the largest financial decisions of your life!  Learn more…

Refinance

Looking to take advantage of a lower interest rate? Do you need to pull out some home equity to help pay off credit cards? Are you looking for the down payment on your next property? Let’s talk, I’d be happy to help you access equity in your home to help make life easier.        Learn more…

Renewal

Did you know that 27% of Canadian mortgage-holders let their mortgage renew without a second thought! Be aware of your mortgage renewal date on your mortgage and be proactive so you have the time to properly seek out the many options and offers available. I’d be happy to save you thousands of dollars!        Learn more…

Pre-Approval

The best thing a home-buyer can do to prepare themselves for an upcoming purchase is to get pre-approved. Have a professional look at your employment, credit and down payment to determine if you’re ready to buy a home.              Learn more… 

Purchase

Are you a first-time home buyer, buying a second home or rental property? We have the mortgage products and expertise to help! Learn more…

Refinance

Do you need to access the equity in your home to pay off or eliminate debt? Do you have a big expenditure that you would like to pay a lower rate of interest on? A refinance might be the perfect solution! Learn more…

Renewal

Don’t just take the first rate your bank offers you. I’m always happy to take a look at your renewal offer and see if I can get you a better rate at renewal. Learn more…

Pre-Approval

Ask any good realtor, the first thing you should be doing before you start house shopping is to get pre-approved. A pre-approval is a great opportunity to look at your financial situation and determine your readiness to buy a home. Learn more…

Calculator

Are you curious how much you could qualify for? Keep in mind this is just a rough idea. A pre-approval gives you the most accurate picture of maximum mortgage amount. Learn more…

Rates

With access to over 20 lenders rate is the easy part. Finding a mortgage product that fits your individual needs is where we really see expert advice shine. Learn more…

What OUR clients say about us

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GET EXCITED ABOUT MORTGAGE RATES

Rates are not the only thing you should be focused on while choosing your mortgage product. There are many different factors that go into choosing a mortgage product such as long-term flexibility, speed during the closing process, and borrower limitations.

YOU ASK, WE ANSWER

There are numerous questions to be answered  about the Mortgage Process. Check out some of the most common questions and their answers.

In 99% of cases it’s completely free! Mortgage Brokers are paid a commission from the lender for facilitating the loan. In extremely rare cases a borrower will need the assistance of a private lender. In these instances a small fee would be charged to the borrower.

With a client first mentality Ron is committed to communication throughout all stages of the mortgage process. He also believes in educating clients so they fully understand the mortgage products they are receiving. This all leads to a 5-star client experience. 

In Canada the minimum down payment for a primary residence is 5%. Minimum down payments can vary depending on the borrowers employment status, credit score, and whether or not they are occupying the home. It’s important to remember that in order to avoid Mortgage Default Insurance a borrower will need to have at least a 20% down payment.

A prepayment penalty is a charge your mortgage lender may charge if you break any terms of your mortgage commitment. The penalty typically comes in two forms. A three-month interest penalty or an Interest Rate Differential penalty.

WANT TO LEARN MORE ABOUT SASKATCHEWAN REAL ESTATE?

I’m your Saskatchewan Mortgage Professional based in Saskatoon but serving the Saskatchewan Market. I have a deep passion for finance and helping others. I also am a huge fan of the province of Saskatchewan and the real estate opportunities here.  Check out my Youtube page, Social media platforms and website for tonnes of entertaining, educational real estate content!

DO YOU HAVE ANY QUESTIONS?

CONTACT US!

Phone: 306-244-778

Email: ron@ronqmortgage.ca

Associate License: #508753

Brokerage License: #316176

Address: 517 4th Avenue North Saskatoon, SK S7K 2M

 

Have more questions?