The world of mortgages can sometimes feel vast and complicated. When seeking a mortgage, the decision isn’t just about the terms and rates, but also about where to obtain it. Two primary sources dominate the Canadian landscape: traditional banks and monoline lenders. But what’s the difference, and which is better suited to your needs? Let’s …
Monoline Lenders vs. Banks: What’s the Best Choice for Your Mortgage? Read More »
No, you can’t buy a house when your under 18, but when you hit that milestone birthday the world of real estate opens up and you should take advantage of it! When it comes to milestones in life, buying a house stands tall as one of the most significant. There is a common perception that …
The Advantages of Buying a Home as a Young Adult Read More »
Renewing your mortgage can often be a stressful and perplexing endeavor. However, armed with the right knowledge and the support of professionals, you can navigate this process successfully. In Canada, many homeowners are recognizing the value of enlisting a mortgage broker when it comes time for mortgage renewal. Let’s unpack the how and why. What …
The Saskatchewan real estate landscape is set to undergo significant changes as the Information Services Corporation (ISC) recently announced an increase in their fees for land transfer and mortgage registration. This news warrants immediate attention from both real estate professionals and prospective home buyers alike. ISC Fee Adjustments – A Detailed Breakdown Some of the …
Closing Costs Increasing for Saskatchewan Home Buyers Read More »
When it comes to buying a house, a mortgage broker can be your knight in shining armor. But not all heroes wear capes, and in the realm of home-buying, the real heroes are those who wield the mighty tool of upfront pre-approval. In this blog post, we will delve into the compelling reasons why you …
THE POWER OF PRE-APPROVAL: WHY WORKING WITH A DOCUMENT-READY MORTGAGE BROKER IS KEY Read More »
When it comes to buying a new home in Canada, mortgage portability is a feature that can provide you with flexibility and financial advantages. Mortgage portability allows you to transfer your existing mortgage to a new property, eliminating the need to break your current mortgage and potentially incur penalties. In this blog, we’ll explore the …
Explore the Metis Nation of Saskatchewan’s First Time Home Buyer Program (FTHBP) and discover how eligible Métis citizens can overcome financial barriers to achieve their dream of homeownership. Find out about the program’s financial support, eligibility requirements, eligible homes, and conditions. Get started on your homeownership journey today! Introduction: Are you a Métis citizen in …
Metis Nation of Saskatchewan First Time Home Buyer Program- Empowering Homeownership Read More »
June 7, 2023: The Bank of Canada has raised its overnight target rate by 25 basis points to 4.75%. This is the Bank’s first rate hike since January and was partially anticipated by the market. The decision to increase the rate was driven by the unexpectedly strong growth in consumption and a rise in inflation …
Bank of Canada Increases Their Key Interest Rate: How Does it Affect Borrowers? Read More »
Regina, the Queen City, and the capital of Saskatchewan, is a mosaic of distinct neighbourhoods, each radiating its unique charm and character. Let’s delve into an exploration of Regina’s ten most attractive neighbourhoods. A Modern Haven: Harbour Landing Firstly, we have Harbour Landing, a neighbourhood renowned for its modernity. As a relatively new addition to …
Discover Regina: Top 10 Neighbourhoods to Explore Read More »
1. Nutana: A Stroll Down History Lane Nutana, with its historic charm, is a top pick. The neighborhood is known for tree-lined streets and easy access to the South Saskatchewan River. Broadway Avenue is a local hot spot with shops, cafes, and restaurants. 2. Riversdale: The Artsy Corner Next up, Riversdale has seen a significant …